Fintech Intelligence Cloud

Financial Intelligence, Delivered as APIs

From fraud flags to credit scoring, our models and agents turn raw transactions into decisions. Built for high-throughput rails, POPIA-aware by design.

Fraud & Risk Detection

Streaming risk signals for cards, EFT/ACH, and alternative payment flows.

Key Features:

  • Real-time anomaly scoring and rule orchestration
  • Device, network, and behavioral signals (where lawfully obtained)
  • Explainable outputs for human review queues
  • Risk score (0–1), reason codes, and recommended action
  • Webhooks for approve/hold/step-up flows

Performance:

  • Real-time scoring
  • Device & behavioral signals
  • Explainable outputs

Credit Scoring (Alternative & Augmented)

Model frameworks for thin-file or underserved markets.

Key Features:

  • Traditional data + permitted alternative signals
  • Transparent features, bias checks, monitoring
  • BNPL, micro-lending, SME credit, affordability checks
  • Use cases for underserved markets
  • Bias monitoring and transparent features

Performance:

  • Traditional + alternative data
  • Transparent features
  • Bias checks & monitoring

RegTech Automation (KYC/AML)

Automate checks, monitoring, and reporting.

Key Features:

  • KYC/KYB orchestration (third-party providers pluggable)
  • Sanctions/PEP screening and case management
  • Ongoing AML monitoring with threshold and behavioral rules
  • Automated compliance workflows
  • Case management and reporting

Performance:

  • KYC/KYB orchestration
  • Sanctions/PEP screening
  • Ongoing AML monitoring

Financial Agents

Task-focused assistants for operations teams.

Key Features:

  • Dispute summarization with evidence extraction
  • Reconciliation assistants and CFO dashboards
  • Natural-language queries over compliant data stores
  • Operations team automation
  • Compliant data access

Performance:

  • Dispute summarization
  • Reconciliation assistants
  • Natural-language queries

Building Financial Intelligence for Africa

Our fintech solutions are designed to power Africa's financial institutions, fintech startups, and payment processors with AI-driven intelligence.

0+
Financial Institutions
$0B+
Transactions Processed
99%+
Uptime Objective
24/7
Support Coverage

Ready to Transform Your Financial Services?

Schedule a demo to see how our AI solutions can improve your fraud detection, credit scoring, and customer experience.

Compliance & Data Protection: POPIA-aligned data residency and retention policies. Encryption, access controls, and audit logging. Bring-your-own compliance stack (you control your PII). STP Networks acts as processor for client data; controllers remain the client.